Did you pay all the costs when you signed your mortgage?
We review your deed and claim the costs on your behalf.
Notary, land registry, agency, valuation and arrangement fee. We check what the bank made you pay and claim what was not yours to pay. We explain it before you decide anything.
- Free review within 24 h
- Handled remotely
A real team handles your case.
Every claim is reviewed and signed by a lawyer admitted to the Spanish bar.
Review my mortgage for free
It takes 30 seconds. We tell you whether there is something to claim. The review is free.
Review my mortgage for freeReview my mortgage for free
It takes 30 seconds. We tell you whether there is something to claim. The review is free.
Do you have, or have you had, a mortgage in Spain?
Signed with a bank or savings bank, whether it is finished or not.
Without a mortgage there are no costs to claim
This review is for mortgage set-up costs. If you have a loan, a revolving card or car finance, we can help with those too.
You do not fight the bank.We do.
Claiming against a bank is slow and technical. That is why we stay with you from the documents to the end.
Step 01You send us the deed and invoices
By WhatsApp, with photos or the PDF. If you do not have them, we explain how to request them from the notary and the bank.
Step 02We review it and call you
We work out which costs were yours to pay and which were not. Someone from the team explains it.
Step 03We claim for you
If you decide to go ahead, a lawyer admitted to the Spanish bar prepares and signs the claim. You do not have to deal with the lender.
Wherever you are with the mortgage.
From a mortgage you are still paying to one cancelled years ago.
The review is free. We tell you what we found and you decide whether to go ahead.
You are still paying
We review the costs of signing and those of any later amendment.
You have finished
Cancelled mortgages can be reviewed too. Time limits depend on each case: we will tell you.
You changed bank
Transfers and cancellations also generated costs that can be claimed.
You cannot find the invoices
We explain how to request them from the notary, the land registry and the agency. It is not a problem.
Real people handle your case.
Not a call centre. Every claim is reviewed and signed by a lawyer admitted to the Spanish bar before it is filed.
- Lawyer in chargeAdmitted to the Spanish bar; reviews and signs every claim
- Review teamAnalyses your agreement and keeps you informed
Why you can trust us.
We understand if you are wary: you are asked for your details and it is about money. This is what you can check for yourself.
The review is free
We look at your agreement and tell you what we find. If there is nothing to claim, we say so and that is that.
Fee only if you win
Our fee comes out of the money recovered. If nothing is recovered, you owe us no fee.
Signed by a lawyer admitted in Spain
Every claim is reviewed and signed by a lawyer admitted to the Spanish bar before it is filed.
Everything in writing
Before we start you sign a clear agreement. We do not accept an offer from the bank or go to court without your permission.
Follow your case on your phone
You have a client area where you can see the status of your case and your documents, and write to us.
Which costs do we look at?
What the bank usually charged to the borrower at signing.
- Notary
Notary
What you paid for the mortgage deed.
- Registry
Land registry
Registration of the mortgage at the Land Registry.
- Agency
Agency
The administrative agency imposed by the bank to handle the signing.
- Valuation
Valuation
The property valuation required by the bank.
- Set-up
Fees
The arrangement fee and other fees charged at signing.
What people ask us most.
If your question is not here, leave us your details and we will answer it by WhatsApp.
How much does it cost?
The review is free and we only charge our fee if you win: it is a percentage of the money recovered, and if nothing is recovered you owe us no fee. Before you sign, we explain all the terms by phone and you have them in writing in the engagement agreement.
I cannot find the invoices. Can I still ask for a review?
Yes. The deed is enough to start, and we explain how to request the invoices from the notary, the land registry and the agency.
I have already paid off the mortgage. Does it still count?
Leave us your details anyway. We also review cancelled mortgages and tell you whether something can be done and within what time limit.
What documents do I need?
To begin, the mortgage deed and, if you have them, the notary, land registry, agency and valuation invoices. If we go ahead, we will ask for your ID for the engagement agreement.
Do I have to go anywhere?
No. Everything is done by WhatsApp and phone. If your presence were ever needed, we would tell you well in advance.
Who reviews my case?
Our team analyses it and, before any claim is filed, a lawyer admitted to the Spanish bar reviews and signs it.
Can I do this in English?
This page and the first form are in English, but our team works in Spanish: calls, WhatsApp messages, the engagement agreement and any court proceedings are in Spanish.
What do you do with my data?
We use it to review your case and contact you about it. You can ask for access to it, or for it to be deleted, at any time.
Your claim starts with one question.
Leave us your details, send us the deed by WhatsApp and we will tell you what we found. We only charge our fee if you win.
Review my mortgage for free