Years paying your card and the debt never goes down?
We review your revolving card and claim on your behalf.
We look at the interest applied, what you have paid and what you still owe. If the interest is abusive, we claim back what you overpaid. We explain it before you decide anything.
- Free review within 24 h
- Handled remotely
A real team handles your case.
Every claim is reviewed and signed by a lawyer admitted to the Spanish bar.
Review my card for free
It takes 30 seconds. We tell you whether there is something to claim. The review is free.
Review my contract for freeReview my card for free
It takes 30 seconds. We tell you whether there is something to claim. The review is free.
Do you have, or have you had, a credit card with deferred payment?
Cards from banks, finance companies, shops or department stores with a monthly instalment.
Without a deferred-payment card there is nothing to claim
This review is for cards with a monthly instalment (revolving). If you have a loan or car finance, we can help with those too.
You do not fight the lender.We do.
Claiming against a financial institution is slow and technical. That is why we stay with you from the documents to the end.
Step 01You send us the agreement or statements
By WhatsApp, with photos or the PDF from the app. We write to you first to ask for them.
Step 02We review it and call you
We work out the real interest and what you have overpaid. Someone from the team explains it.
Step 03We claim for you
If you decide to go ahead, a lawyer admitted to the Spanish bar prepares and signs the claim. You do not have to deal with the lender.
Wherever you are with the card.
From a card you are still paying to one you cancelled years ago.
The review is free. We tell you what we found and you decide whether to go ahead.
You are still paying
We review the interest applied and what you have already overpaid.
You cancelled it
Cancelled cards can be reviewed too. Time limits depend on each case.
You stopped paying
If a debt is being claimed from you, we check how much of it is abusive interest.
You cannot find the agreement
Statements from the app or your email are enough to start. We explain how to request the rest.
Real people handle your case.
Not a call centre. Every claim is reviewed and signed by a lawyer admitted to the Spanish bar before it is filed.
- Lawyer in chargeAdmitted to the Spanish bar; reviews and signs every claim
- Review teamAnalyses your agreement and keeps you informed
Why you can trust us.
We understand if you are wary: you are asked for your details and it is about money. This is what you can check for yourself.
The review is free
We look at your agreement and tell you what we find. If there is nothing to claim, we say so and that is that.
Fee only if you win
Our fee comes out of the money recovered. If nothing is recovered, you owe us no fee.
Signed by a lawyer admitted in Spain
Every claim is reviewed and signed by a lawyer admitted to the Spanish bar before it is filed.
Everything in writing
Before we start you sign a clear agreement. We do not accept an offer from the bank or go to court without your permission.
Follow your case on your phone
You have a client area where you can see the status of your case and your documents, and write to us.
What do we look at in your card?
What usually makes these agreements more expensive without the customer knowing.
- APR
Interest
The interest you are charged and how it compares with the market average.
- Instalment
Repayment
How much of each instalment is interest and how much reduces the debt.
- Extras
Insurance
Payment protection insurance and other products added to the card.
- Fees
Fees
Cash withdrawals, over-limit charges and missed-payment fees.
- Info
Transparency
Whether deferred payment was properly explained when you signed up.
What people ask us most.
If your question is not here, leave us your details and we will answer it by WhatsApp.
How much does it cost?
The review is free and we only charge our fee if you win: it is a percentage of the money recovered, and if nothing is recovered you owe us no fee. Before you sign, we explain all the terms by phone and you have them in writing in the engagement agreement.
I cannot find the agreement. Can I still ask for a review?
Yes. Statements from the app or your email are enough to start, and we explain how to request the agreement from the lender.
I have already cancelled the card. Does it still count?
Leave us your details anyway. We also review cancelled cards and tell you whether something can be done and within what time limit.
What documents do I need?
To begin, the card agreement or the latest statements: photos or the PDF from the app. If we go ahead, we will ask for your ID for the engagement agreement.
Do I have to go anywhere?
No. Everything is done by WhatsApp and phone. If your presence were ever needed, we would tell you well in advance.
Who reviews my case?
Our team analyses it and, before any claim is filed, a lawyer admitted to the Spanish bar reviews and signs it.
Can I do this in English?
This page and the first form are in English, but our team works in Spanish: calls, WhatsApp messages, the engagement agreement and any court proceedings are in Spanish.
What do you do with my data?
We use it to review your case and contact you about it. You can ask for access to it, or for it to be deleted, at any time.
Your claim starts with one question.
Leave us your details, send us the agreement or statements by WhatsApp and we will tell you what we found. We only charge our fee if you win.
Review my contract for free